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Gorgeous Owner-Finance Home in Dallas County!

Gorgeous Owner-Finance Home in Dallas County!


1202 Spruce Dr, Richardson, TX 75080

Status
Sold
Bedrooms
3 Bedrooms
Bathrooms
2 Baths
County
Dallas County

About

FINANCE:

Down $50,000, deposit $5,000, sign contract.
Sale Price $475,000 (appraised value $475,000)
Monthly mortgage pmt: $3,416.59 (8.99%)
Monthly Taxes & Insurance: $740.18
Monthly servicing fee: $45
TOTAL MONTHLY PMT = $4,201.77

🌟40 year fixed mortgage, regardless of credit
No Balloon pmt
No prepayment penalty
No HOA
Lender fee: 3%

🌟🌟30 year fixed mortgage available. If you increase the down, you lower the mortgage pmt.

🌟🌟🌟Call Today to Self Tour this property, it won’t last long!

DETAILS:

  • Built in 1959, Living 1,546 sq ft, Lot 9,348 sq ft
  • Well-maintained home in the heart of Richardson, TX
  • Spacious layout with modern updates and classic charm
  • Located in a quiet, established neighborhood with mature trees
  • Easy access to major highways, shopping centers, restaurants, and parks
  • Zoned to top-rated Richardson ISD schools
  • Great curb appeal
  • Large backyard ideal for entertaining or relaxing
  • Abundant natural light throughout
  • Suitable as a family home or a rental investment.

ADVANTGAGES OF OWNER FINANCING:

  • No Banks Needed
  • Faster, Simpler Process, ITIN # Okay
  • Quick Path to Homeownership
  • Flexible Payment Terms
  • Build Equity from Day One
  • No Private Mortgage Insurance (PMI) Required
  • Easy to Qualify Regardless of Credit
  • Save $4,000 in Closing Cost!

Details

Total Sale Or Rent Price: $435,000

Enter County: Dallas County

Public Facilities

Features

Review

Average rating

5.0 / 5

Rating breakdown

5
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0
3
0
2
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1
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admin
Aug 08, 2025
Fully remodeled home in Richardson!
Spacious layout with modern updates and classic charm!

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Loan Calculator

Years
30%

Monthly Payment

1580

Total Payable in 24 Years

0

Payment Break Down

60%

Interest

40%

Principle

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Down $50,000 Move in Today!

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